How many prospects can you generate for me?

It depends on the size of your geographic area. It also depends on how open you are to taking prospects across your whole state or even across state lines. We are spending tens of thousands of dollars to generate prospects in the states where we have TFA advisors. Usually our agents start by getting 1-2 prospects, then get ramped up from there.

How strong are the life insurance companies you represent?

Prospects will cost $150.00. The real advantage to our agents is that these prospects are exclusive to you and they are highly qualified individuals. The prospect program is not a profit center for us. It costs us on average $150 or more to produce such high quality prospects.

What is the closing ratio?

It will depend on two things, your ability to follow our presentation system and your own salesmanship. Much of it has to do with asking the right questions. You can average as low as 25% and up to 50%. If you really hone the process you may be able to do better than that.

What's the difference between the local program and the national prospect program?

The local program allows you to use our system that helps you target prospects in your local area. You send them to your tracked websites and they become educated on the 101 plan. We host those websites and update them so you can just send your warm marketplace to them. Plus we will not charge you for those prospects. The national prospect program is marketing we do on local and national websites to generate you highly educated, and target prospects. The cost of those prospects is $150.

Can I use the TFA logo in my marketing?

The TFA logo is trademarked and branded for the use of selling a 101 Plan. You can use the logo on any material that we've provided to you that helps educate the prospect on becoming a potential client.

Why should I pay $399 a month?

The monthly membership dues allow you access to all the latest training and information. This price also ties you into a functioning marketing machine. Many of our agents consider this to be THE "marketing arm" of their business. It also includes case support and the positioning of being a TFA advisor.(See more here)ariel LINK TO THE Benefits of the system pages

What marketing materials will you have for my own local marketing?

You can use the Financial Fountain of Youth Report as a handout. We have all the materials to make it a 6 x 9 saddle stitch booklet to hand out. You will want to add your agency info to the booklet and hand them out to as many people as possible. TFA Members will also be able to use the True Financial Age website to educate their own prospects and have them delivered back to you as a hot prospect.

Do you own a 101 Policy?

Yes we own one of these policies and have used them to build our business and improve our personal lives. We recommend all agents have one since this question comes up often with prospects and clients. Plus they really are a great way to save for the future and have capital to draw on for your business or personal needs.

How quickly can I start selling these policies?

As soon as you are through the training and understand the concept. We have outlined a 12 module training course a couple hours a week for 3 weeks. It is all done by watching online videos. No need to travel here and incur additional expense.

Who does the case support and illustrations?

We have a team of support members that can turn around your illustrations within 48 hours. Plus you can use the insurance companies marketing department. Our main carrier has a department specifically dedicated to '101' type plans and has monthly ongoing trainings so you never feel like your left in the dark about anything.

Explain how I get my $399 a month back at the end of the year?

In a nutshell if you write 100k in commission within 12 months we refund you the monthly membership dues.

How do I use TFA.com to my advantage?

As a TFA Member you will be given a tracking link to include in your emails, marketing materials, and any other way you get your information out. This will tag the person as your prospect. They will go through the educational process of the TFA.com website and when they request a blueprint the prospect will be given back to you FREE!

You can also buy a domain name(for example www.rogersafemoney.com ). This domain can forward through the affiliate link to the TFA.com website. We can explain this over the phone if you need help. This will be one of the best ways to generate and educate your own prospects.

What does my $399 buy me?

You are getting access to all this education, marketing materials, and support at a deal. You have to look at this as your marketing machine. Plus if you hit your production credits you get it all back at the end of 12 months.

In black and white, here is what your $399 is paying for:

Credibility with the National True Financial Age trademarked brand

• 12 Module Training to become fully educated on the 101 plan
• 1.Learn everything you need to know about how the policies work, loans, dividends, death benefits, MEC prevention, dump ins, and much more.
• 2.How to sell it, how to structure it, ins and outs and ongoing training.
• Monthly ongoing events, training, and support
• 1.Selling to business owners
• 2.Virtual Selling process using technology
• Sales presentation system, scripts, and presentation material
• 1.First appointment script
• 2.Fact Find questionnaire and video training
• 3.Closing Presentation for client
• Done for you marketing system
• 1.Website education and conversion system
• 2.Email drip and Video follow up system
• 3.Regularly updated Blog to educate prospects
• 4.Financial Fountain of Youth Booklet (Book out 4th quarter 2010)
• 5.National Publicity
• 6.Webinar conversion increaser
• 7.Podcast
• Marketing tools for your warm market
• 1.Emails
• 2.Newsletter inserts
• 3.Done for you newsletter
• 4.Banner ads for websites
• 5.USE THE ENTIRE MARKETING MACHINE in your local market, and you never get charged for leads.
• Post Lead Follow up
• 1.Blueprint PDF Handouts
• 2.Phone calls to screen leads
• 3.Follow up customer satisfaction survey
• An entire office support staff for your use
• 1.Broker consultants available to create illustrations
• 2.Get answers to technical and policy questions
• 3.Schedule Medicals
• 4.Get signatures
• 5.Service staff to follow up with client on and miscellaneous details.
• You are also getting a License to use our book, reports, videos and new marketing material
• An entire marketing team building and constantly updating, improving, and creating new ways to educate your prospects and turn them into clients.
• LEADS (keep reading for more about the leads)



The $399 covers the costs of our entire staff of programmers, internet marketing coaches, offices, books, authors, pr firms, compliance, software, hosting, education and ongoing fees related to building and running a program of this magnitude.

Do I have to know how to set up the PUA to face amount ratio to not MEC the policy?

No, the insurance company's software can automatically work out the ratio to help build your clients the best policy possible. It will also make sure the policy does not become a Modified Endowment Contract.

When is your book coming out so we can refer people to it?

Our book should be finished by the 4th quarter of 2010 or the 1st quarter of 2011 and available to use as a marketing tool. The working title is "Safe Money Millionaire"

How do I use the financial fountain of Youth report as a marketing tool?

You can hand these booklets out at seminars, door to door, to clients on your first meeting, or as a tool for clients to educate their family, and friends before they become a HOT referral. This is a great tool for educating prospects and introducing the concept without being overbearing.

Are you making money when I make money?

Yes it's a win-win partnership. Most FMOs or IMOs don't have a release a prospect program. Member dues cover the cost of creating, maintaining, and updating the system. We make money when our agents produce, it's a win-win.

What is the average commission of each policy?

The average policy will be $4000 to $7500. As you become more knowledgeable about how to build a proper 101 plan and help a client find money, your average case size could go up.

How is the training done?

The training is done online through our member's website. You can complete it at your own pace and convenience. In a few short weeks, you will have an extensive knowledge of how to structure a 101 plan, how to answer in depth questions, and how to properly prepare a case. We've designed the training to help you get through the process A to Z so you are entirely prepared to start selling these policies and taking prospects.

Do we get refunds on prospects?

We try to have the very best quality when it comes to our prospects. Before they even submit a form requesting an appointment with a True Financial Age advisor, they have received education about cash value insurance. We then call each prospect to verify their phone number and let them know a qualified TFA advisor will be calling them. We do not give refunds on prospects that you talk to that decide not to get a policy or that change their minds. If we do provide you with a prospect that has a bad phone number, or that is an insurance agent then we will credit you a new prospect.

Am I locked in for a long-term contract?

Absolutely not. We don't need to have a long-term contract since we don't like when others lock us into one, and we won't do the same to you. We know this a great product and stand behind it 100% with our money back guarantees.

Does this also pertain to annuities?

Yes. Although the primary marketing approach is about cash value life insurance using a 101 Plan, the primary focus of our marketing is "Safe Money. " Therefore, many of the prospects that come in are perfect candidates for annuities as well as life insurance, and we actually have a legacy maximize training that shows how to buy annuities to finance life insurance.

Can I pay for prospects & not pay $400.00 per month?

Not at this time. We are not just another lead company. Our prospects are for the agents who contract with us and use our licensed turn key system. The cost for that is $399 per month and if you want access to the prospect program it's an additional $150 per prospect.

Do you have a training that will let me understand the product?

Yes. We have a simple step-by-step training showing you how to get completely ready to write a 101 Plan. We cover product knowledge, how to design small and large cases, a complete presentation system, and how to work with our case prep support team. After our training you will be the expert in your area on 101 plans.

How does the refund process work?

If you feel the program is not for you within the guarantee period, we will refund your monthly membership dues. If after 12 months you have followed the process and have not earned at least $4788 back, you can request an entire year of monthly fee's to be refunded.

We want agents who are working the system. By completing these items you show us that you are making an effort to be successful and we know that by doing these simple things you will make your investment back (hopefully many times over).

In order to redeem the 12 month money back guarantee:

   1.Show that you sent out the Mass Referral Done For You newsletter (found every month on the members website) to your client base, or warm market at least 1 time every quarter for a 12 month period. This can be email or direct mail.
   2.Describe how you worked with at least 1 joint venture partner to offer his/her clients the report, videos or webinar using the TFA.com or Fleewallstreet.com sites.
   3.Submit at least 5 cases to the Insurance Mavericks life carriers for underwriting throughout the course of 12 months.
   4.Attend at least 1 live platinum webinar/teleseminar training each quarter.If after 12 months in the Platinum Program you have done these items and have not made a positive return on your money for policies written, you may ask for a refund of your dues for the previous 12 months.


Are you guys just another lead generation company?

No. We could generate leads for much cheaper and sell them to multiple agents if we wanted-- but it creates little value for you, or the prospect. We do have an exclusive prospect generation program for the agents in our program. We have a financial incentive to generate you the highest quality prospect possible since we make money when you do.

It's our mission to better American lives and get people saving money again. We do that by providing the way for a quality agent and a quality prospect to work together and help each other out.

Does this have to be the entire focus of my business?

No. It can be a nice addition to what you are currently doing. For example if you are a money manager, annuity professional or P&C agent, this can be an additional way to get high quality clients, and make more money. If you want this to be the focus of your entire company, that is viable as well.

Is it difficult to learn the 'in's and outs' of the 101 plan?

Anything new can appear difficult at first. But we have done everything in our power to simplify the process. There is an in depth training program and ongoing training to help you become an expert.